Japan's major banks saw a significant increase in net income for fiscal 2025, with a 32.7% rise to approximately 6.0 trillion yen. This growth was driven by an increase in net interest income, largely due to rising yen interest rates, as well as an increase in net non-interest income. Major banks' net interest income increased by 18.6% from the previous year, while their net non-interest income rose by 6.3%. In contrast, regional banks experienced a 37.4% increase in net income to about 1.7 trillion yen, primarily due to an increase in net interest income and a rise in realized gains on stockholdings. However, shinkin banks saw a decline in net income, decreasing by 16.9% to around 0.2 trillion yen, largely due to an increase in general and administrative expenses and a deterioration in realized gains/losses on bondholdings.